Personal Credit Solution offers debt settlement with a performance based fee structure. Our fee is based on what we save you and not your total debt amount, assuring you we will try and save you every cent possible. This not only cuts our fee in half when compared to debt settlement companies, but ensures you are provided PCS’s No Up-Front Fee policy.
Call our professional debt analyst at 1-888-727-4505 to see if debt settlement is right for you. We are located in St Louis Missouri and would love to speak with you about the credit and debt solutions we offer our clients.
Negotiations Completed for Past Clients
| NAME OF CREDITOR |
DEBT AMOUNT |
SETTLEMENT AMOUNT |
SAVINGS |
SAVINGS PERCENT |
| Bank of America |
10,854.66 |
2,720.00 |
8,134.66 |
75% |
| Bank of America |
22,995.21 |
3,449.28 |
19,545.93 |
85% |
| Chase |
14,436.00 |
4,043.00 |
10,393.00 |
72% |
| Citi |
9,531.00 |
2,382.92 |
7,148.08 |
75% |
| American Express |
9,167.46 |
4,583.73 |
4,583.73 |
50% |
| Discover |
11,013.00 |
4,200.00 |
6,813.00 |
62% |
| Wells Fargo |
4,060.03 |
1,400.00 |
2,660.03 |
66% |
Estimates are based on past results and individual results may vary, including the ability to save sufficient funds to complete your program, the creditors in your individual portfolio, and underwriting guidelines. Statements made are examples of past performance, which are not intended to be a guarantee of any future settlement results. When you contact Personal Credit Solution we will attempt to understand your situation and determine whether you are qualified for our debt resolution programs.
Debt Settlement: Learn More
The term debt settlement is related primarily with negotiating the settlement of unsecured debt, meaning obligations for which collateral has not been provided. Typical examples of unsecured debt include credit cards; many loans are also unsecured. Debt settlement is otherwise referred to as debt negotiation, a term which aptly describes a procedure which, in loose terms, involves the creditor(s) reaching an agreement to deem full settlement at less than 100% of the outstanding debt. In order to work properly, the agreement will need to be beneficial to both parties, about which more information is provided below. Unsecured creditors recognize that their position is quite vulnerable. If an unsecured lender is owed by a person in financial difficulties, they might find that their debt ranks low down in the list of priorities. This means that in the worst case scenario – bankruptcy – they will not be paid until after secured lenders or if ever when the debts are discharged. By this stage, there might be very little money left to be distributed, meaning that they receive only a small percentage of the outstanding sum, or nothing at all. Additionally, the procedure of bankruptcy can be expensive, draining liquidity from the bankrupt’s estate into the hands of liquidators and professional advisers. Therefore, unsecured creditors are often prepared to negotiate to ensure that they are able to get at least a portion of the full amount outstanding. In order to reach the most beneficial agreement for the debtor, it is essential to retain the services of advisers who are experience about the debt negotiation settlement procedure. Personal Credit Solution’s fee is performance based. Meaning, you will only be charged for our service once negotiations have been finalized and your account has been settled. Our fee is also based on what you save therefore we work hard to save you every cent possible. With Personal Credit Solution’s No Up-Front fee policy and a 100% satisfaction guarantee offered to all our clients rest assured you will be fully taken off on your path to financial freedom.
